Care Guide
Independent Living
For active seniors who want a maintenance-free lifestyle with community, amenities, and the freedom to live on their own terms.
What It Is
Understanding Independent Living
Independent living communities — also called retirement communities or 55+ communities — are designed for seniors who are generally healthy and self-sufficient but want to simplify daily life. Residents live in private apartments or cottages and enjoy community amenities, social activities, and meal options without the burden of home maintenance.
Unlike assisted living, residents do not need help with daily activities or medical care. They choose independent living for convenience, connection, and a vibrant, engaging lifestyle.
Many communities offer a continuum of care, so if needs change over time, residents can transition to higher levels of support without leaving the community they call home.
Included Services
What's Typically Provided
Ideal For
Who Benefits Most
- Active seniors (typically 55+) who live independently
- Those tired of home upkeep, repairs, and maintenance
- Seniors seeking social connection and community
- People planning ahead for a simpler lifestyle
- Couples wanting shared amenities and activities
Before You Decide
Things to Consider
Cost Insight
What to Expect Financially
National Average
$3,000/mo
Median monthly cost in the U.S.
Range
$1,500–$6,000+
Varies by region, amenities, and home size
Coverage
Private Pay / LTC Insurance
Medicare and Medicaid do not cover independent living
Costs are estimates. Actual pricing varies by location, residence type, and amenities. Our advisors can help you understand your options.
Ready to Find Care?
Find Independent Living Near You
Our care advisors will personally help you find the right community — at no cost to your family.